My book focuses on helping the reader to understand personal finance and apply the principles to create a fulfilled life. Cashflow is the key to time freedom, and we teach our readers how to build it so that they can have time to live life on their own terms.

Often, the conversation around personal finance is not fun, in that it focuses on restriction and what you have to give up. Although sacrifice is required, we aim to shift the mindset and conversation around budgeting and personal finance so that readers are inspired to stick to the budget they plan out.

We can increase our cashflow by either increasing our income or decreasing our expenses. With the H.A.I.T. Budgeting strategy and my background as a CPA and real estate entrepreneur, I am able to share insights on reducing the 4 largest expenses faced by most Americans: Housing, Auto, Interest, and Taxes. Reader’s also learn strategies to increase their income passively so that they can get their time back.

Many of us learn personal finance through conversations with our parents and observing their financial habits. I believe that it is important to start having conversations with our children about personal finance at a young age and we can make these conversations fun and interactive. I provide insights for parents to use to help their children grow into more financially savvy adults.